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Jose Luis
José lives in the town of El Torno. He is single and his business activity is providing a passenger transport service between El Torno and the city of Santa Cruz. José lives in his elderly parents' home. He is the only one who supports their household. José will use this loan to finish building a room so that he can live more comfortably. He uses his income to help his parents. He has been in his business for ten years.

José is a long-standing client of our institution and he feels grateful for the financial support that he is given.
View original language description ↓
El Sr. José Vive en la localidad de el Torno, es soltero, su actividad es el servicio de transporte de pasajeros desde el torno a la ciudad de Santa Cruz, vive en la casa de sus padres que son de edad avanzada, el mantiene solo el hogar, el destino del crédito es para terminar de construir un habitación para que así el pueda vivir mas cómodo, con sus ingreso le ayuda a sus padres, hace unos 10 años que se dedica a esta actividad, es un cliente antiguo de la institución por lo que se siente agradecido por el apoyo económico que se le brindara.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 109
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jose Luis to build a room.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 30, 2011
Jul 28, 2011
Currency Exchange Loss:
Aug 15, 2012