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Tubaganze Cb Group
In this Group: Pierrine, Fabiola, Marie Chantal, Claudine, Rachel, Alice, Jeanne, Athanasie, Valentine, Patricie, Angelique, Donatha, Florence, Emmanuel, Esperance, Clarisse, Chantal, Rebecca, Germaine, Berancille, Asuma, Vestine, Josee, Marceline, Marthe, Jean Baptiste
Pierrinne is 33 years old and a mother of two children aged three and eleven. She is part of a group of 26 members and is the president of the group. She is raising her hand in the photo.
Pierrinne owns a salon – she began by plaiting people's hair in a salon and she later opened her own salon. This business has enabled her to meet the needs of her family. Pierrinne is requesting a loan to buy more hair plaiting materials. Many of the group members own general stores where they sell different kinds of items such as sugar, salt, etc.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 45
    View loans »
    Rwanda Loans Fundraising
  • $16,941,150
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Tubaganze Cb Group's $4,575 loan helped a member to buy materials for her salon.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 21, 2011
Jul 29, 2011
Currency Exchange Loss:
Dec 15, 2011