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Ruqaya is a 49-year-old widowed woman who has three sons and two daughters.
When she was young, Ruqaya used to embroider pillows and table covers as a hobby. Later, she worked on improving her skills by challenging herself to do other types of embroidery such as wall hangings and traditional dresses. When people who visited her home saw the embroidery she did for her house they started to make special orders. As a result, Ruqaya turned her hobby into her own small business, which she can depend on for an income to support her and her family, especially after her husband passed away.
Now Ruqaya has applied for a loan to buy more material and tools that will help speed up her production so that she can serve her customers on time.
Because Ruqaya is a conservative person, her daughter Sabha is photographed instead of her.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 25
    View loans »
    Jordan Loans Fundraising
  • $8,683,000
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Ruqaya to buy more material and tools for her sewing business.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 26, 2011
Aug 4, 2011
Currency Exchange Loss:
Jan 15, 2013