Julia is 30 years old and lives in Bardnersville. She is married and has 2 children, 7 and 13 years old. They all live with her at home and attend school. Her husband is a driver.
For the past 5 years, Julia has been selling oil, rice and pepper on a table in the local market. She started her business by selling at the table market. From this business she has been able to send her children to school, feed the family, provide for their clothing, and pay her house rent. She is requesting a loan to purchase rice, oil and flour for her business. Her plan is to buy land and send her children to quality schools.