A loan of $300 helped to purchase kitchen implements such as a galvanized steel table, a heated display, and a pizza oven.

Isabel's story

Isabel is a 42-year old woman who lives with her partner and their 5-year old son. Last year she felt motivated to help her husband with the household finances and she had a personal need to feel useful for her family. So she decided to start selling cheese with her husband in a community where they used to live. They have many acquaintances, friends, and family there who supported their initiative and continue to do so to date. They are their primary market and they have also acquired as clients the employees of the company where he works and other referred clients who now know about the quality of their products. When built her business she decided to let her creativity run free and she began selling cheese fingers packaged in small bundles. She took advantage of the fact that the primary product is cheese and it is a product that she buys in larger quantities. This is another business that earns a second source of income and it has done very well. She also sells complimentary products that she prepares, such as frozen fruit snacks. She prepares them with natural fruits from the region, such as soursop, mango, coconut, and even chocolate. Her greatest dream is to give her business a better infrastructure and to be able to support the person and professional development of her family. As she works towards her goals she works with a contribution margin of 61.29%. She is very eager to increase her working capital to expand her products. This is exactly the reason why she requests a Kiva loan, a first time loan through Fundacion Mario Santo Domingo (Kiva Field Partner). With it she will purchase kitchen implements such as a galvanized steel table, a heated display, and a pizza oven. She will be able to profit from her husband's technical knowledge with respect to the preparation of these products. She plans to have an affect on the community especially because there is not much competition in their neighborhood and surrounding areas. Her goal is to generate more income.

Translated from Spanish by Kiva volunteer

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