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Heshima Group
In this Group: Sikitu, Rehema, Vumilia, Kasiwa, Francoise, Furaha
Sikitu, our client, is the leader of the business group "Heshima". She is 28 years old, an entrepreneur, married, and the mother of four children, who are all students. She sells meat (pork) and is a partner in a butcher shop. Her husband is also a butcher. She sells to the public and has been in this business for three years.

However, Sikitu just completed nine loan cycles with Hekima. This new loan must serve to provide her with three pigs for slaughter. In addition, her ambition is to educate her children and to buy a plot of land on which to build easily.

Our client thanks Hekima for its actions in favor of poor women who are excluded from traditional banks. It is appropriate to note that the business group "Heshima" is restricted to six women.
View original language description ↓
La cliente Sikitu, leader du groupe d’affaire « Heshima », est entrepreneur, âgée de 28 ans, mariée, mère de 4 enfants, tous étudient. Elle est vendeuse de la viande (porc) et sociétaire d’une boucherie. Son mari est aussi un boucher. Elle vend ses marchandises dans une boucherie au public. Il y a 3 ans révolus qu’elle exerce ces activités. Cependant, elle vient de réaliser 9 cycles avec le crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 3 Cochons (porcs) à abattre. En plus, elle ambitionne scolariser ses enfants et acheter une parcelle pour y construire confortablement. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique. Il sied de signaler que le groupe d’affaire « Heshima » est restreint à 6 femmes.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 22
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Heshima Group's $1,650 loan helped a member to buy three pigs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 26, 2011
Jul 27, 2011
Currency Exchange Loss:
Dec 29, 2011