A loan of $475 helped to pay for farm and garden supplies and materials she needs for her business.

Josefina's story

This is Josefina, 57, a resident of Silang, Cavite, Philippines. She is married to Maximo, a farmer, and is the mother of two children who already have their own families. She, together with her husband, manages the household while operating her business. At this time, she is working hard to continually provide income for their everyday expenses.

Josefina operates an ornamental plant business. She grows garden plants that are native to the Philippines like ylang-ylang, golden shower and dahlias, as well as a variety of hanging plants and others. She also grows local banana and pineapple in her small farm for extra income. Her regular customers are local tourists, neighbors and the community. She earns a minimum of 400 PHP in sales daily.

To help her continue her business operations, she is requesting a 20,000 PHP loan which she will use to buy fertilizer and garden supplies for her business. Part of the loan will go to the maintenance of her farm. She expects a boost in her business income as she expands her business.

Josefina dreams of being able to expand her farm and garden through all of her hard work on her business. She faithfully meets up with her co-fellowship members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

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