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Cresencia is 26 years old and has two children.

Cresencia works hard to provide for her family. She runs a business buying and selling charcoal in the Philippines. She requested a PHP 16,000 loan through NWTF to purchase additional sacks of charcoal to sell.

Cresencia has borrowed and paid back 15 loans from NWTF before this loan. She has been running her charcoal business for five years and earns additional income from selling gasoline.

Cresencia aspires to save enough to provide a secure future for her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 385
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Cresencia to purchase additional sacks of charcoal to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Aug 2, 2011
Currency Exchange Loss:
Jan 15, 2012