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5 Hai Son Hoang Truong Group
In this Group: Binh, Thom, Hoa, Tron
Mrs Binh operates a food stall selling fish, shrimp and frogs. She is requesting a loan to purchase equipment to catch fish, shrimp and frogs. Binh is 54 years old and married with four children. She is the leader of a four-member group, the 5 Hai Son Hoang Truong solidarity group. She lives and works in Hoang Hoa district, a semi-urban area in Thanh Hoa province, with no dependents.

In 2011, Binh joined Thanh Hoa Fund for Poor Women to improve her business. Binh has successfully repaid four loans from Thanh Hoa Fund for Poor Women. Binh has been involved in this business for more than 10 years. The main hardships that Binh faces in her business are natural disasters and droughts.

In the future, Binh hopes to remodel her house, for her children to do well in school, and for her business to do well.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 85
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,570.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 5 Hai Son Hoang Truong Group's $1,050 loan helped a member to purchase equipment to catch fish, shrimp and frogs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 22, 2011
Jul 27, 2011
Currency Exchange Loss:
Aug 15, 2012