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Wilma Mariana
Wilma Mariana is 21 years old, single, and lives with her parents in the canton of Ventanas in Los Ríos Province.

The members of the Communal Bank “Nueva Inspiracion” (New Inspiration) meet in the neighborhood of Recinto Anchoveta, which is part of the canton of Pueblo Viejo. This Communal Bank consists of short-cycle farmers who grow corn and rice.

Wilma is a farmer who grow and rice. She buys her supplies at AGRIPAC and then sells her products at the Carlos Castillo Commercial Center.

She is requesting a loan to buy seeds for planting corn. With the financial assistance provided through this loan, she will be able to acquire needed supplies and improve in her farming activities. The challenges she faces include diseases that could impact her crops, such as “red stripe” (a strain of virus that attacks corn). Her dream is to buy a plot of land.

Wilma enjoys completing the household chores.

View original language description ↓
Wilma Mariana tiene 21 años de edad, es soltera, vive con sus padres, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C NUEVA INSPIRACION, se encuentra ubicada en el Recinto Anchoveta, perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto como siembra de maíz y arroz.

Wilma se dedica a la agricultura, a la siembra de maíz y arroz. Compra sus productos en Agripac y los vende en el Comercial Carlos Castillo.

Solicita el crédito para comprar semilla de maíz. El crédito le ayudará a suplir sus necesidades económicas. y a mejorar sus actividades agrícolas. Enfrenta desafíos como enfermedades en los cultivos entre las cuales está la cinta roja en el maíz. Su sueño es comprarse un terreno.

Le gusta realizar actividades domésticas.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Wilma Mariana to buy seeds for planting corn.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 11, 2011
Aug 2, 2011
Currency Exchange Loss:
Feb 15, 2012