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Bwambara Women's Progressive Group
In this Group: Gard, Wilson, Godfrey, Jovia, Peninah, Jeninah, Magret, Jenerous, Annah, Jane, Kesime, Lydia, Peace, Fred*, Laban, Richard, Siyadora
* not pictured
Gard is a 57-year-old gentleman with a funny sense of humor. The assiduous father of six exudes confidence when he talks. Not only has his confidence and humor gotten him into the good graces of his family but also into those of his clientele.

His 5-year-old food sales stall at one of Rukungiri's biggest food markets is a beehive of activity. Rukungiri is one of the preeminent districts in Western Uganda where farming is rife. Gard has a farm where he grows and harvests crops that he sells. Because most people carry out their farming on a large scale in Western Uganda, they in most cases end up joining the lucrative food sales trade. Gard has been one of them.

Rukungiri is regarded as one of the leading food basket districts in Uganda. Most of the crops which people like Gard sell, principally bananas, cassava, yams, and maize are transported all the way to the country's capital, Kampala, for sale. This business has been paying dividends for many farmers from Western Uganda. Gard mostly sells bananas, cassava, and maize. He says this business despite the dividends is costly in terms of transport. Transporting foods to different food markets is expensive and it’s even more costly when one wants to transport their foods to the more lucrative food markets in Kampala.

Gard also ekes out additional income from his goat and coffee sales businesses. Weekly he says the businesses gross profits amount to Ugandan shillings 140,000. He intends to use this Kiva loan to purchase higher grade manure for his farms and also use the rest to pay fees for his children.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 91
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,600.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Bwambara Women's Progressive Group's $4,050 loan helped a member to purchase higher grade manure for his farms and also to pay fees for his children.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 4, 2011
Aug 2, 2011
Currency Exchange Loss:
Mar 2, 2012