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Khawla is 45 years old. Her husband Waleed has recently retired. They have three sons and two daughters. Khawla is a hard working mother who makes different kinds of spices such as thyme and sumac and sells them at the market. Her plan in the future is to have her own land to grow plants so she can make more types of spices. To do that she has applied for a loan to buy more ingredients to make the spices as a start until she has enough money to buy a small piece of land.

Since Khawla is a conservative person, she asked that her husband Waleed appear in the picture instead of her.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 26
    View loans »
    Jordan Loans Fundraising
  • $8,683,000
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Khawla to buy more ingredients to make spices.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 20, 2011
Aug 2, 2011
Currency Exchange Loss:
Oct 15, 2012