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Selviyanti, 32, is married to Wellem, 30, and they are both entrepreneurs. From their marriage, they are blessed with two children, Fira, 6, who is in the first grade of elementary school and Ijonk, a one year old baby boy. Since getting married, Selviyanti and family have been living with her parents. Nevertheless, she never relies on her parents to meet her family's daily needs.

Selviyanti runs a kiosk business in order to cover her family's needs. She runs her business with passion and even operates it in two places. From 7am to 1pm, Selviyanti operates her business at a school canteen, located about 3 km from her residence, selling snacks, cakes and beverages. In the afternoon, Selviyanti runs her kiosk, which is located in front of her parent’s house. Sometimes her husband assists her in operating this business.

Selviyanti dreams of expanding her kiosk business but she needs additional capital. She used to be in the TLM lending program for several cycles and has a good repayment record. She is now requesting a loan of 5,000,000 IDR to purchase more stock, such as snacks, beverages, bread, cake and biscuits, as demanded by the students, as well as petrol and kerosene to sell at her kiosk. She hopes TLM will approve her loan application.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 66
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 8,522.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Selviyanti to purchase more stock such as snacks, beverages, bread, cake and biscuits.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 7, 2011
Jul 27, 2011
Currency Exchange Loss:
May 15, 2012