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Julia Beatriz
The loan recipient is a member of the village bank "Illary 3" in the district of Huanchac in the province and department of Cusco.

Julia Beatriz, 52, is married and has 3 children - two are grown and the youngest is 12. She manages her business on one of the central streets of Cusco, where she sells and rents bicycles to tourists and locals. She rents her bikes and also sells them, along with replacement parts, accessories, pieces, helmets, saddles and other bike parts. She wants to order a lot of parts to assemble bicycles, but she needs the loan to be able to do so. She asks for the loan to invest in the purchase of accessories and parts for putting together bikes.

She is grateful for and values the loan that will be presented to her to improve the quality of life for herself and her family.
View original language description ↓
La socia pertenece al banco comunal “ILLARY III”; este banco comunal pertenece al Distrito D. Huanchac, provincia D. Cusco y Departamento D. Cusco.

La socia Julia Beatriz; tiene 52 años D. edad y es casda la socia tiene 3 hijos D. los cuales dos D. ellos son independientes y el ultimo D. sus hijos tiene 12 años, La soica se dedica a la administracion D. sus negocio, la socia tiene en una D. las calles centricas D. la misma ciudad D. Cusco, tiene un stand D. venta y renta D. bicicletas a turistas y nacionales, la socia alquila sus bicicletas y tambien estan a la venta, ella tambien venD. repuestos, accesorios, piezas, cascos, asientos, entre otras piezas D. bicicletas. La socia desea invertir el prestamo que se le otorgara en su negocio ella quiere hacer un pedido granD. para que le lleguen unas piezs para emsalblar bicicletas, para ello requiere el prestamo. La socia solicita el prestamo para invertir en la compra D. accesorios y piezas para emsamblar bicicletas.

La socia agradece y valora el prestamo que se le otorgara para poder mejorar sus calidad D. vida y la D. sus familia.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,360,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Julia Beatriz to buy accessories and parts to assemble bicycles.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 21, 2011
Aug 1, 2011
Currency Exchange Loss:
Dec 15, 2011