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Luz  Benigna
Luz Benigna is a hard-working and entrepreneurial woman who, four years ago, used some savings to set up a small sales location where she sold snacks, iced treats, gelatin-based desserts, etc. She gradually increased her business, buying other products such as rice, beans, oil, cheese, bread, soap, toilet paper, etc. She now has a well-stocked grocery store.

Luz Benigna will use her loan to buy a larger quantity and variety of products, especially basic grains, bread, soda, etc.
View original language description ↓
La señora Luz Benigna es una mujer trabajadora y emprendedora quien hace cuatro años inicio con unos ahorros una pequeña venta con chiverías, helados, gelatinas…etc. Ella poco a poco la fue aumentando su negocio con la compra de otros productos como arroz, frijoles, aceite, queso, pan, jabón, papel higiénico…etc. hasta tener una pulpería bien surtida.
Ella con el crédito comprar mayor cantidad de productos y variedad en especial granos básicos, pan, gaseosa…etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Luz Benigna to buy basic grains, bread, cheese, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 30, 2011
Jul 25, 2011
Currency Exchange Loss:
Aug 16, 2012