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Gibrilla is 27 years old and married to an experienced trader. The couple has two children, ages eight and 10. Gibrilla began his retail business in 2001. He had dropped out of school and worked with his father, learning the retail business. When he became an adult, he continued trading, selling cosmetics and items such as candy, biscuits, cigarettes and other items. Gibrilla works six days a week, 10 hours a day to earn 950,000 SLL each month. He gets his supplies from Freetown and he travels there by public transport weekly.

Gibrilla is requesting a 4,000,000 SLL loan to buy supplies such as cigarettes, sweets, and biscuits. He hopes that his loan will increase his monthly profit by approximately 220,000 SLL. In the future, Gibrilla plans to educate his children, build a house and start saving to open a larger shop. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 44
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,294.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Gibrilla to buy cigarettes, sweets, and biscuits to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Aug 2, 2011
Currency Exchange Loss:
Apr 15, 2012