A loan of $350 helped to pay for grocery items, RTW clothes and for the maintenance of her tricycle unit.

Isabel's story

This is Isabel, 27, a resident of Tanza, a part of Cavite City in the Philippines. She is married to Eduardo, her partner in business and is also the mother of two children. Together with her husband, they manage their own household while operating their businesses. At this time, she is working hard to continually provide income for their everyday expenses.

Isabel operates a variety store adjacent to her house. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, five PHP’s worth of cooking oil, or an egg. Isabel profits by buying supplies at wholesale prices and selling them by the piece. She also runs a tricycle unit (motorcycle with sidecar) and sells ready-to-wear clothes to the community. Her regular customers are her neighbors and those in the local community. She earns a minimum of 1,000 PHP in sales every day.

Isabel is requesting a 14,000 PHP loan which she will use to buy groceries, various products and ready-to-wear clothes to expand her product inventory. A portion of the loan will also be used for the maintenance of her tricycle unit. She expects a boost in her income as she expands her business.

Isabel hopes to be able to grow her businesses soon, just as she hopes to hand them over to the next generation. She faithfully attends meetings with her co-fellowship* members every week where she shares stories of her work and draws strength and inspiration from the Word of God she studies.

* All CCT community partners and clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of fifteen to thirty community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

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