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In Cambodia, there are many kind of jobs. Mrs. Phann has been running a business as a roast-beef seller near a market for many years. Whereas her husband, he operates a motorbike driver in Siem Reap Province of Cambodia. Furthermore, both of them can earn about $9 per day and so far they have six kids. To help the family live in comfortable situation, two of the six kids are working in the garment factory workers, and they could get extra salary per month. Mrs. Phann wanted to create a new business to purchase a charcoal oven for making bread but she does not have enough money to buy it .therefore, she wishes to borrow from Kiva loan in the amount of $500.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 63
    View loans »
    Cambodia Loans Fundraising
  • $41,769,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Phann to purchase a charcoal oven for making bread.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 28, 2011
Sep 1, 2011
Currency Exchange Loss:
Aug 15, 2012