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Gozi S. is 67 years old, has a high school education, is married and has 10 children. Gozi owns a farm and would like to purchase fertilizer, wheat for planting and fuel. After collecting the harvest, Gozi will use part of it for personal use in flour and bread and will sell part of it to local residents at a below market price. He will pay the loan back over 12 months.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Шодмонов Гози, возраст – 67 лет, образование среднее, пженат, имеет 10 детей. Гози имеет дехканско-фермерское хозяйство. Так как вскоре начнётся посевной сезон, Гози хочеи приобрести удобрения, семяна пшеницу и горюче-смазочоные материалы для засева пшеницы на имеющейся у него земли. После сбора урожая, часть его он будет использовать в личных целях, а именно для производства муки и выпечки хлеба для личного пользования, а часть продаст местным жителям по цене ниже рыночной.
Клиент планирует выплатить кредит в течение 11 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 212
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Gozi fertilize land and plant wheat.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 3, 2008
Jan 20, 2008
Currency Exchange Loss:
Feb 15, 2009