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From one day to the next, Nhin thinks about ways to create lots of money for her family. She is a farmer and also raises pigs. As for her husband, he is also a farmer. Both of them try hard to find the income to support the family as comfortably as others. Nhin has more farms to plant. To meet the family's need to have a good standard of living, Nhin wishes to borrow $1,000 to purchase a veranda column and planks for repairing her old house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 221
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • 4,100.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nhin to purchase a veranda column and planks for repairing her old house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 27, 2011
Aug 2, 2011
Currency Exchange Loss:
Jan 16, 2012