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Simon, 34, is married to Marselina, 28. From their marriage, they have been blessed with two children: Lady, 7, in second grade of elementary school and Yermi, 5, studying at kindergarten.

Simon runs a kiosk business, which he started four years ago. He sells primary commodities such as sugar, coffee, bread, cooking oil, instant noodles, soap, detergent and assorted snacks and beverages. He operates his business from 7 a.m. to 7 p.m. His income depends on the number of customers during the day, with more customers meaning more income. Due to the unstable income generated from the kiosk business, Simon and his wife also farm onions to earn additional income.

Simon wants to add more stock, such as rice, kerosene, petrol and snacks, to his kiosk but he needs extra capital to do so. Therefore, he is requesting a loan of 5,000,000 IDR from TLM. He hopes his loan application will be approved.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 80
    View loans »
    Indonesia Loans Fundraising
  • $5,746,275
    Funds lent in using Kiva
  • 8,522.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Simon to purchase more stock, such as rice, kerosene, petrol and snacks.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Jul 26, 2011
Currency Exchange Loss:
Dec 15, 2012