Maluay De Curiquinga (Cuenca) Group
One of the members of this group is María Eugenia who lives in Maluay community. She is 24 years old, married, and has two daughters aged 3 and 1 from her marriage. Her husband works as a builder and they own the house in which they live.
María Eugenia looks after her children who are still very young. However, there are occasions when people call on her to wash clothes for them. She has been doing this for four years.
This is María Eugenia's first loan as a member of her community bank, which she was invited to join by her mother-in-law. She will use this loan to buy chickens to start out in this business. Her dreams are to be successful in her projects, to grow in her chicken-raising business and to get her daughters ahead in life.
Una de las socias es la Señora María Eugenia vive por la comunidad de Maluay, tiene 24 años, es casada y fruto de su unión conyugal ha concebido 2 hijas de 3 y 1 año de edad. Su esposo labora como albañil, la casa en la que habita es de su propiedad.
La Señora. María Eugenia pasa al cuidado de sus hijos que aun son muy pequeños pero hay veces que le llaman para qué lave ropa ajena, esta actividad la realiza hace 4 años.
Este es su primer crédito que realiza en el banco comunal al cual fue invitada por su suegra, con este crédito va a comprar pollos para iniciar con este negocio.
Sus sueños son que le vaya muy bien en sus proyectos, crecer en la cría de pollos y sacar adelante a sus hijas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid