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Panfila Navarro Group
In this Group: Panfila, Rosevilla
Panfila is 61 years old and lives in Siparok, Jose Dalman, Zamboanga del Norte. She is married with four children.

To earn a living, Panfila has a business selling snacks such as hotcakes, doughnuts, etc. She earns about PHP 3,000 each month doing this type of work. Panfila has requested a loan of PHP 15,000 to to fully pay for her motorcycle which is used for delivery in her snacks business and when they purchase flour, oil, etc.

Panfila has been a member of PMPC for four years. In the future, she would like to have professionally-qualified children to help her when she and her husband become old.

Panfila is the leader of a 2-person group. Although they borrow as a group, each member of the group has their own business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Philippines

  • $7,000
    Average annual income
  • 395
    View loans »
    Philippines Loans Fundraising
  • $66,139,225
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A portion of Panfila Navarro Group's $700 loan helped a member to fully pay for her motorcycle which is used for delivery in her snacks business and when they purchase flour, oil, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 29, 2011
Jul 26, 2011
Currency Exchange Loss:
May 15, 2012