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Najah is a 55-year-old widow. She opened her grocery store 11 years ago to ensure her livelihood, and she doesn't ask for help from others. As a widow with no one to take care of her, Najah put a premium on improving her social and financial situation by increasing her store’s inventory so she could increase her income and cover most of her expenses.

Najah is well-liked by most of her neighbors, who really encourage her to improve her situation. Like most grocery-store owners, Najah is requesting a loan from Al Majmoua, a Kiva partner, before the holy month of Ramadan so she can increase her stock of goods with dates, special Ramadan syrups, and nuts. This is her third loan.

Najah is a borrower in good standing, and her previous loans have had a great impact on her business and social situation. Najah hopes to stay healthy so she can improve her business and keep on meeting her needs.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 130
    View loans »
    Lebanon Loans Fundraising
  • $18,190,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Najah to increase her store’s inventory with dates, special Ramadan syrups, and nuts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 24, 2011
Jul 27, 2011
Currency Exchange Loss:
Aug 16, 2012