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Martin, 40, is married and lives with his 3 children and his wife, who are his main priority. With this loan he plans to buy supplies for his coffee crops. He has some empty land that has nothing planted on it, and so he will plant coffee there to use the land and derive a benefit from it. He wants to set in his crops under good conditions so that he can take maximum advantage of the land. His goal is to obtain the earnings he needs to get ahead and provide for the well-being of his family. He also wants to save to provide for his security in the future. This is the first loan that he has received from FUDECOSUR. He had not taken loans previously from the state banks, but FUDECOSUR has provided him with a loan with better terms and a lower interest rate.
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Martin, tiene la edad de 40 años, está casado y vive con sus 3 hijos y su esposa que son su mayor prioridad. El pretende con el crédito realizar la compra de los insumos para asistir la siembra de su cafetal. El cuenta con el terreno vacio sin ningún tipo de plantación por lo cual realizara la siembra de café para utilizar el terreno y sacarle el mayor provecho. El quiere establecer una plantación en condiciones buenas para así sacarle el mayor provecho al terreno. El tiene como meta obtener las ganancias necesarias para seguir adelante con el bienestar de su familia y generar un ahorro para su seguridad en el futuro. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 501.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Martin to cultivate coffee.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 24, 2011
Jul 24, 2011
Currency Exchange Loss:
May 17, 2014