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Sophal is 32 years old and works in a factory for $3.5 per day. She is a single mother with one child, who is 11 years old. Sophal lives with her sister and child. Every month, she has to spend $50 on food, $15 on school fees, and $10 on other expenses. She would like to request a loan of $500 to buy some farmland for farming during the rainy season. In the future, she wants to sell cosmetics to her friends at the factory, so that she can earn more income to support her son's studies.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 84
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sophal to buy farmland for farming.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 13, 2011
Jul 25, 2011
Currency Exchange Loss:
Aug 15, 2012