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Manuel Antonio
Manuel Antonio is a hard working man with a strong drive to improve his family’s wellbeing. His business is a grocery store where he’s also invested in vegetables to increase capital benefitting from the profits which are used to cover basic payments like water, electricity and his children’s schooling.

He has had many difficulties a huge one being the death of his newborn daughter and the theft of a horse that was his means of transportation. His family is reaching emotional and economic stability as well as being able to provide good service to customers since this small business is their means of support.

Manuel has helped himself to increase products through five cycles of Afodenic loans. He will use this new loan to buy basic grains by the quintal: rice, sugar, corn and beans and large jugs of oil, a case of soap, toilet paper, Maruchan soups, Maggi soups, Ace, snacks and soft drinks with the goal in mind of keeping his clientele by offering a variety of products which are most consumed.
View original language description ↓
Manuel Antonio es un hombre trabajor, con deseo de superacion para el bienestar de su familia. su negocio es una pulperia en donde tambien, ha invertido en verduras para aumentar su capital, beneficiandose con las ganancias, el cual son para pagos basicos de agua, luz, estudios para sus hijos.
Ha tenido muchas dificultades, una grande es la muerte de mi bebe reciennacida, el robo de su caballo que era su medio de transporte. Su familia esta logrando el equilibrio emocional y economico, asi como poder dar buena atencion a los clientes siendo su medio de subsistir con su pequeño negocio.
Don Manuel es atraves de los pretamos en Afodenic que se ah ayudado, para aumentar sus de productos, en estos cinco ciclos.
Con este nuevo prestamo comprara granos basicos en quintal de arroz, azucar, maiz, frijoles, bidon de aceite, caja de jabon, papel higienico, sopas marucha, sopa maggi, ase, golosinas, gaseosas. Con el objetivo de poder mantener su clientela al ofertar una variedad de productos, siendo los de mayor consumo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Manuel Antonio to buy basic grains, snacks and soft drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 16, 2011
Jul 23, 2011
Currency Exchange Loss:
Jun 15, 2012