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Lukiya lives in Uganda. She is married and has five children, three of whom are in school. She also takes care of additional family members (grandchildren).

Lukiya has a business of selling second-hand clothes. She has been in this business for five years and she works six days out of every week. Lukiya sells her products door-to-door, by means of wholesale/retail.

Lukiya has requested a loan of 600,000 Ugandan Shillings from MCDT SACCO, which she will use to buy more bales of second-hand clothes. Lukiya gets additional income through bricklaying work.

The main business challenges for Lukiya include the ever increasing prices of clothes and seasonality. Her goals and aspirations for her business are to get a permanent place for her business and also to sell on a wholesale basis only.

Lukiya lives in a home that she owns; she has access to electricity and has access to piped water. Her major monthly expenses include medication, school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 122
    View loans »
    Uganda Loans Fundraising
  • $33,830,100
    Funds lent in using Kiva
  • 2,590.0
    Uganda Shillings (UGX) = $1 USD