A loan of $475 helped to buy plasticware.

Diana Maria's story

Diana lives in the town of Malambo in Barranquilla’s metropolitan area five kilometers from the city’s airport adjacent to the towns of Soledad, Sabanagrande and Santo Tomás and noted for having a very special social composition because among its residents we can find a mixture of people for all over the country who come to work independently either in a business or at the Parque Industrial Malambo, S.A. - PIMSA, a private industrial condominium with complete infrastructure of services aimed at reducing costs for firms that locate in its installations and that provide guaranteed staffing for firms in the zone.

In this dynamic environment, Diana started a business adventure two years ago with a small informal, high-cost loan that she used to buy her initial merchandise. She started out like that and continued for a time borrowing and paying onerous interest rates daily in a single month. Once she paid it back she decided not to borrow any more money and since she had managed to secure a clientele of over 100 people, she dared to continue with her own efforts but not borrowing at such a high cost.

She’s been gradually recovering but she’d like to find a way to grow more quickly and to attain better sustainability. This is why she’s calling on Kiva, the first loan she’s getting from Fundación Mario Santo Domingo. She will use it to buy 5 cutlery trays, 10 cauldrons, 10 chairs, 20 plates, drinking glasses, cutlery, water tanks and plastic items that she has orders for and that sell quickly.

She hopes to increase sales and maintain a good inventory with her Kiva loan to meet the demand of her clientele that she wants to please. Her dream, alongside her spouse, is to improve each day the wellbeing of their two children who are today 2 and 8 years of age respectively.

While this occurs, Diana spends each day pushing her two-wheeled cart throughout the town’s streets tending to her customers and winning over new and profitable ones to make her dream a reality.

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Translated from Spanish by Kiva volunteer Polliz

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