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Esther Group
In this Group: María Esperanza, Arelis De Los Ángeles , Walter José
The “Esther” group is composed of three hard working, enterprising people. Arelis de los Ángeles who has sold Cosmetics and clothes for the last four years is the group coordinator. She sells about 3300 cordobas worth weekly.

The other members are María Esperanza, who sells enchiladas and ‘tajaditas’ (fried plantain) and Walter José who has an artisanal shoe shop.
View original language description ↓
El grupo Esther está integrado por tres personas trabajadoras y emprendedoras. La coordinadora del grupo Arelis de los Ángeles quien vende cosméticos y ropa desde hace cuatro años. Ella vende aproximadamente 3,300 cordobas semanal.

Las otras integrantes son María Esperanza quien realiza enchiladas y tajaditas y Walter José tiene un taller artesanal de calzado.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Esther Group's $625 loan helped a member to buy clothes and cosmetics.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 30, 2011
Aug 1, 2011
Currency Exchange Loss:
Feb 15, 2012