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Gloria was born in the city of Maputo in the province of the same name in southern Mozambique. She is a widow and the mother of three children with ages ranging from seven to 17-years-old. She completed five years of schooling but stopped to spend time at home and was never able to return to her studies. Gloria lives in her own home with her family and is not responsible for anyone else. She never left Maputo and only changed houses when she stopped her schooling to go home. She has been a businesswoman for eight years and has a monthly salary of 5.000 meticais (Mozambique currency) which she uses for the household expenses and saves some of in her bank account.

Gloria has never taken out loans with other banks. She heard of Hluvuku through a mobilization movement done in her region by agents of this institution and this is her second loan with Hluvuku in the amount of 23,000 meticais. She intends to use it to buy construction material to expand her merchandise.

She dreams of expanding her business and adding on to her house to offer greater comfort to her family and to do this she intends to request more loans from Hluvuku.
View original language description ↓

Nasceu na Cidade de Maputo, provincia do mesmo nome, ao sul de Mocambique viuva e mãe de 3 filhos de idades entre 7 a 17 anos de idade. Fez a 5ª classe e parou para ir ao lar e nunca mais conseguiu voltar a estudar. vive na casa propria com a sua familia e não sustenta mais ninguem.
Nunca saiu de Maputo, apenas mudou de casa quando foi ao lar. É negociante permanente ha 8 anos e tem um rendimento mensal de 5.000.00mt que aplica nas despesas de casa e poupa algum na sua conta bancaria.
Nunca fez emprestimos noutros bancos. Conheceu Hluvuku atravez da mobilização feita na sua zona por agentes desta instituição, e este é o seu segundo emprestimo na Hluvuku no valor de 23.000.00mt, com qual pretende comprar MATERIAL DE CONSTRUCAO para aumentar a sua CASA.

Sonha em ampliar o seu negocio e aumentar a sua casa para oferecer mais conforto a sua familia,e para tal tenciona solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 4
    View loans »
    Mozambique Loans Fundraising
  • $2,937,000
    Funds lent in using Kiva
  • 27.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Gloria to buy cement, stone, and other materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 12, 2011
Aug 2, 2011
Currency Exchange Loss:
Oct 16, 2012