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Las Estrellitas Group
In this Group: Natalia Abac, Maria Antonieta, Francisca, Berta Yolanda, Margarita, Francisca, Marcelina, Rosa Paulina, Irma Yolanda, Narcisa, Karla Elizabeth, Maria, Virginia, Juana Margarita
Sra. Francisca is 38 years old and married. She did not have the opportunity to study. Francisca has six children, two of whom are in school. She is a merchant who sells ice cream. Francisca started this business at a time of financial necessity and because she needed money to support her family. Now she has been in business for six years. She has the support of her husband, who is also a merchant.

Francisca decided to organize a group so that she could request a loan to increase her operating capital for selling ice cream. She plans to buy fruit, flavorings, milk, and other necessary supplies for making ice cream in different sizes and flavors. The other members of the group raise animals and have retail businesses.

View original language description ↓
La señora Francisca es casada, tiene 38 años D. edad, no tuvo la oportunidad D. estudiar, tiene 6 hijos 2 D. los cuales están estudiando, se dedica al comercio, a la venta D. helados, inicio este negocio en un momento D. necesidad familiar y tener dinero para el sustento familiar y hasta el momento lleva 6 años D. experiencia, cuenta con el apoyo D. su esposo quien se dedica al comercio.

DeciD. organizar un grupo y así poder solicitar un préstamo que le servirá para ampliar su capital D. trabajo para la veta D. helados, va a comprar frutas, saborizantes, leche, y entre otros insumos necesarios para la elaboración D. helados D. diferentes tamaños y sabores. Las demás integrantes del grupo se dedican a la crianza D. animales y al comercio.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 59
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Estrellitas Group's $3,950 loan helped a member to purchase supplies for making ice cream.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 28, 2011
Jul 22, 2011
Currency Exchange Loss:
Aug 16, 2012