Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $1,100 helped to buy inventory items.


Jose Ricardo's story

José Ricardo is 61 years old and lives with his life’s partner. He has a store where he sells basic need products. The store is well visited by people and they always find what they need, and of course it’s of good quality and price. José Ricardo is a hard working active man who is always alert and likes to lead the competition. He wants to be on top and is prepared to work hard to get there. It’s for this reason that he is requesting this loan through INTEGRAL. It will allow him to buy basic grains, sugar, snacks, bread, and drinks among other things. In this way he will maintain his business afloat and will succeed in giving his family financial stability.

Translator profile picture

Translated from Spanish by Kiva volunteer Hugo Reyes



Loan details


Lenders and lending teams



Loan details