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Mrs. Luch, 25 years-old, lives in Baray, Kampong Tom Province. She sells spoiled and roasted corns in her community. She is able to make a profit of average of $3 per day.

Since 2000, Mrs. Luch’s husband has been working in the industry sector as a local garment factory worker in Phnom Penh. He can earn $4 per day. She will use part of this loan to buy land for filling the pond in order to build a new house and also to purchase more corn to sell.

In the future, she wishes to buy more items to sell, to enlarge her current house, and to support her kids to finish a high level of education.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,100.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Luch to buy land for filling the pond in order to build a new house and also to purchase more corn to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 22, 2011
Aug 1, 2011
Currency Exchange Loss:
Jun 15, 2012