Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $750 helped to buy: more beer, corn flour for making chicha de jora, and a balanced diet for her animals.


Josefina's story

Josefina is a 44 year-old mother. She lives with her husband and children in their own house. Light is the only service they have there. Their house is located in the rural zone of the district of Chachapoyas, which belongs to Amazonas department. The entire area is populated by people who work in agriculture, cattle, arts, and tourism.

Josefina makes and sells chica de jora (a rich, corn-based beverage that is widely consumed in northern Peru), sells beer, and raises caged birds. She has been doing this type of work for many years, as it is a custom that has been passed down from generation to generation. Recently, she has been increasing her chica de jora and beer sales in the area where she lives, in order to increase her income and improve her family's quality of life. She also sells caged birds, which helps her because it is another source of income.

Josefina has requested a loan of 2,000 nuevos soles from Edpyme Alternative because it is an opportunity to grow. She will buy a greater quantity of beer, corn flour for making chica de jora, and a balanced diet for her birds. Her goals are to obtain better profits and to increase her customers so that she can pay back her loan and improve her family's quality of life.

Translator profile picture

Translated from Spanish by Kiva volunteer Katie Kavanagh


Loan details


Lenders and lending teams



Loan details