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Cumbre De Las Americas Group
In this Group: Rode, Yanina, Gabriela, Cristina , Rene, Marlene, Maria Angela, Mamerta, Diana, Ana Claudia, Shirley Karina
This community bank is entering its second loan cycle with 11 members. The bank's members all live in 'km 14 urb. Cumbre de las Américas' sector, hence the group name. They all have their own business activities.

The group's president is 28 year-old Yanina who is from the town of La Guardia. Her business activity is selling food and she has been in this business for four years. She sells a variety of dishes and is very well known by her customers as she makes delicious meals. She will use her loan money to buy groceries such as noodles, rice and oil, and supplies for making her meals. Yanina is married to Saturnino who is a construction worker. They have one school-age son in their care. Both Yanina and her husband work for the well-being of their family.

Yanina is a cheerful and dynamic woman. Owing to her responsibility and the support she shows to her fellow bank members, she was elected president of her community bank.

The members of this bank are very grateful to our institution for having placed our trust in them and provided them with the support they need to grow in their businesses and activities.
View original language description ↓
El banco de emprendimiento entrando a su segundo ciclo conformado por 11 integrantes que viven en la zona del km 14 urb. Cumbre de las américas de ahí el nombre para el grupo, cuentan con negocio y actividad propias, La presidenta es la Sra. Yanina de edad de 28 años oriunda de la localidad de la Guardia, Su actividad es la venta de comida hace 4 años que tiene esta actividad, vende variedad de platillos es muy conocida por sus clientes ya que la Sra. prepara riquísimos platillos, el dinero del credito lo utilizara en la compra de abarrotes como fideos, arroz, y aceite e insumos para la elaboracion de sus platillos. Su estado civil es casada con el sr. Saturnino el cual es albañil y tienen 1 hijo a su cargo que se encuentra en edad escolar, ambos trabajan por el bienestar de su familia, la Sra. Yanina es una alegre y dinámica por su responsabilidad y solidaridad con sus compañeras fue elegida presidenta de este banco. Los señores están muy agradecidos con nuestra entidad por haber confiado en ellos y brindarles un apoyo para poder crecer en su negocios y actividades.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 116
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Cumbre De Las Americas Group's $3,250 loan helped a member to buy groceries such as noodles, rice and oil, and supplies for making her dishes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 25, 2011
Jul 22, 2011
Currency Exchange Loss:
Mar 15, 2012