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Asociacion Emprendedoras Group
In this Group: Felix, Yovana , Virginia, Frida Beatriz, Maria Asunta, Cindy Mayra, Jeannethe Jenny, Yaneth
The 'Asociación Emprendedoras' community bank is on its third loan cycle with our institution. It has eight members: seven women and one man. The ladies work in different sales businesses, selling clothes and other products.

Yovana is the bank's secretary. She has two school-age children and her husband is a graphic designer. Yovana sells furniture and electrical appliances. She sells on credit and for cash. She will use this loan to buy more merchandise for her business so that she can improve her income and increase her working capital. She will be able to deliver a variety of merchandise that her customers are requesting. Yovana is a very dynamic and hard-working person who is grateful to the institution for the support they have given her.
View original language description ↓
El Banco de Emprendimiento ASOCIACION EMPRENDEDORAS es un banco que ya trabajo nuestra institución esta en su tercer ciclo y el Banco está conformado por 8 Integrantes 7 Mujeres y 1 Varón y las señoras se dedican al comercio de diferentes negocios, ropas y otros, la Sr. YOVANA es la secretaria en el Banco y tiene dos hijos que se encuentran en edad escolar, su esposo se dedica al diseño grafico, ella se dedica a la venta de muebles y artefactos eléctricos, a facilitad, esto se refiere al crédito o contado y con el préstamo comprará más mercaderías para su negocio de esta forma mejorara sus ingresos económicos y aumento de su capital de trabajo, entrega variedad de mercaderías lo que le piden sus clientes, es una persona muy dinámica y trabajadora agradecida con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Asociacion Emprendedoras Group's $2,300 loan helped a member to buy merchandise wholesale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 20, 2011
Jul 22, 2011
Currency Exchange Loss:
Jan 15, 2012