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Sabokhat, 60 years old, is married and has four children. In order to find the means to cover all of her family's household expenses, she started a business in cattle breeding and land cultivating. With a start-up capital of 3,000 KGS, Sabokhat managed to develop a farm with two milk cows. She also has a greenhouse with cabbages, onions and tomatoes and grows corns and potatoes on the homestead land. All of these activities allow Sabokhat to earn about 10,000 KGS in season.

Sabokhat plans to use this loan of 70,000 KGS to purchase cattle as well as fertilizers to manure her land. With the revenues, she plans a further broadening of her business activities.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,014,625
    Funds lent in using Kiva
  • 45.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Sabokhat to purchase cattle and fertilizers.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 15, 2011
Jul 22, 2011
Currency Exchange Loss:
Jul 15, 2012