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Subira is a 57-year-old villager who lives in Talas town. She is a very energetic and optimistic woman who is the main caretaker for her two grandchildren. She is married with three adult children. The youngest child lives with her and helps in her business. To make a living, Subira is occupied with cattle breeding. In the beginning, she started with an initial capital of 12.000 KGS, which was used to purchase six sheep. Today, she manages to earn about 6.000 KGS a month selling meat products and is still looking forward to developing her farm in the near future. For this reason, Subira has requested a loan of 50,000 Kyrgyz Soms to buy 10 sheep. That allows her further development of her household and business. In the future, Subira plans to help her son build a house.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 45.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Subira to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 19, 2011
Jul 22, 2011
Currency Exchange Loss:
Aug 15, 2012