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Maria Teresa
View original language description ↓
Ms. Maria Teresa R. has been living in the Villa Reconciliación neighborhood for 10 years. This is the place where she had hoped to find a better life for her 4 children, who are all adults now and assist with the household expenses. Ms. R. has a mini market that has been steadily growing over the past few years, but unfortunately she has not generated sufficient funds for building a protective wall in front of her house that will provide security for her business. Due to her neighborhood’s high crime rate, she has found the need to build this wall so as to protect her business.

Translated from Spanish by Elizabeth Casian, Kiva Volunteer.

Doña Maria Teresa habita en el barrio Villa Reconciliación desde hace 10 años. Lugar donde esperó encontrar una mejor vida con sus cuatros hijos los cuales ya son mayores de edad y le ayudan con los gastos de la casa. Doña Maria Teresa tiene un pulpería la cual ha venido creciendo con el pasar de los años, pero lastimosamente el dinero no le ha dado para poder asegurar su negocio al construir el muro delantero de su casa. Debido a la situación tan peligrosa por la que pasa el barrio, se le ha vuelto una nacesidad poder construir el muro, para asegurar su negocio.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 19.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Teresa construction of protective brick wall in front of her house.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 30, 2008
Jan 16, 2008
Currency Exchange Loss:
Sep 18, 2008