A loan of $950 helped a member to buy cement, iron, corrugated zinc, nails, etc. in large quantities.


Take & Pay Group's story

Salone Microfinance Trust (SMT), a partner of Kiva.org in Makeni, northern Sierra Leone, is very pleased to present to you members of the “Take and Pay” group. These are small scale entrepreneurs who have come to SMT/Kiva lenders to seek a loan of SLL 800,000 for each member in order to invest in their respective businesses.

Yussuf is the leader of this group. He is 27 years old and married with 4 children – 3 in primary school and 1 in secondary school. Yussuf sells building materials – cement, iron, corrugated zinc, nails, etc. He has been a businessman for 15 years. With his share of this loan, he is going to buy the above mentioned items in large quantities to add to his business.

In this group: Yussuf , Marie, Osman, Lamin, Aminata



Loan details


Lenders and lending teams



Loan details