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Sart, 36 years old, is a grocery seller. Her husband is a motor taxi driver. Their income is $14 per day. She has 3 children, all of whom are studying. Every month, she has to spend $45 on food, $10 on electricity, $20 on school fees, $20 on transportation, and $10 on other expenses. She would like a loan of $1200 to buy more grocery goods to sell. She plans to extend her grocery store so that she can provide goods to other stores and customers. From the profits she earns, she wants to repair her house and send her children to study in the university.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sart to buy more grocery goods to sell.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 15, 2011
Jul 22, 2011
Currency Exchange Loss:
Dec 15, 2012