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Mbalenhle Group
In this Group: Tholakele, Thandiwe Cynthia, Ntombiyenkosi , Fikile Thalente , Thembani Gladys
Tholakele is 41 years old and single with four children, age 17 to 26.

For the last year and a half, she has been raising chickens and selling them from her home.

She requested a loan from WDB and Kiva to purchase additional stock to increase the size of her chicken retail business.

Tholakele sees her business greatly expanding over the next five years. However, her business faces the problem of her customers taking her stock on credit and not repaying her on time.

Despite this, Tholakele says that the loan she received from WDB has helped her life a lot. She would like to thank Kiva and WDB for helping poor women.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 1
    View loans »
    South Africa Loans Fundraising
  • $875,025
    Funds lent in using Kiva
  • 7.0
    South Africa Rand (ZAR) = $1 USD