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Vanna, 47 years old, sells soya sauce. Her husband is a cake seller and their income is $8 per day. She has two children, 18 and 12. One is studying and the other works in a hotel earning $4 per day. Every month she has to spend $75 on food, $15 on electricity, $10 on school fees and $15 on transportation. She would like to request a loan of $800 to buy a Tok Tok (a motorbike with a cart attached) for her son to run a Tok Tok service. This loan can help her son to have a career to support himself. In the future, she plans to buy a store for her daughter to sell groceries in the market.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 61
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Vanna to buy a Tok Tok for her son.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 30, 2011
Jul 22, 2011
Currency Exchange Loss:
Sep 15, 2012