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Svitlana is married and the mother of two sons, eight and three years old. She is an entrepreneur living in Ivano-Frankivsk. She works as a vendor at the main industrial market “Traian.” After finishing technical college, Svitlana decided against accepting a low-paying job and started working as a marketplace vendor instead. After having worked for three years as an employee, she decided to launch her own business, which she is still running at present. She sells various accessories such as belts, handbags, caps, blazers, slippers etc. Her stall is well known with customers thanks to her low prices on a wide variety of goods. Svitlana has been doing this line of work for eight years. Her monthly income is 5,000 Hryvnias (UAH). She is requesting a loan of 10,000 UAH. She plans to stock up on belts (250 pcs) and handbags (15 pcs) for retail. She would like to get ready for August and replenish her selection of goods oriented toward young people. Svitlana’s business is the main source of income for her family. She does not get discouraged, even though she had to give up one of her stalls due to financial crisis. At least she has managed to preserve her business, and now she continues to grow it further. Svitlana would like to use her anticipated earnings to pay for repairs in the apartment where her whole family lives. Note: this loan description is provided in Russian.
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Светлана замужем. Она – мать двоих сыновей: 8 и 3 лет. Светлана частный предприниматель из Ивано-Франковска. Там она работает на центральном промышленном рынке Траян. После училища Светлана не захотела идти работать на маленькую зарплату и пошла на базар продавцом. Поработав года 3 как наемный работник, она решила начать свое дело, чем и занимается по сей день. Светлана торгует разнообразными галантерейными товарами: ремнями, сумочками, кепками, блейзерами, тапками и т.д. Ее товарное место хорошо известно многим покупателям своими умеренными ценами на весь ассортимент товарного ряда. Светлана работает в этой сфере торговли уже 8 лет. Ее ежемесячная прибыль составляет 5.000 гривен.

Светлана просит кредит на сумму 10.000 гривен. Она планирует закупить ассортимент ремней – 250 штук и 15 штук сумок на продажу в розницу. Она хотела бы подготовиться к августу и обновить ассортимент товара для молодежи. Бизнес Светланы – главный источник дохода для семьи клиента. Светлана не унывает, ведь хотя в результате кризиса она потеряла одну торговую точку, ей все равно удалось сохранить бизнес и она успешно продолжает его развивать дальше. На полученную прибыль, Светлана хотела бы доделать ремонт в квартире, где живет вся ее семья.

Пометка: история на РУССКОМ языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Svitlana to buy 250 belts and 15 handbags for retailing.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 11, 2011
Jul 19, 2011
Currency Exchange Loss:
Mar 15, 2012