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Kamchibek is 58 years old. He has three grown children – two sons and one daughter.
In his area of the country, farming is one of the main activities, so Kamchibek decided to do this. He started his business in 2001 and managed to expand by renting land where he planted wheat. To broaden his business activities by breeding cattle, in 2009 he obtained his first loan of 80.000 KGS which was repaid without any delays. Today his farm has 35 sheep, 6 cows and one horse.

Kamchibek plans to use this loan of 80,000 KGS to purchase more cattle. With the revenue, he wants to broaden his business activities. Kamchibek is a very positive and hard-working person who believes that his efforts will lead his family to a prosperous future.

About Bai-Tushum:
Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 45.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,775 helped Kamchibek to purchase cattle.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Jul 22, 2011
Currency Exchange Loss:
May 17, 2013