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Las Perlas Group
In this Group: Zoraida, Maria Elisa , Oscar Alberto
Zoraida lives in a place where people are very happy since the town has two patron saints: Saint Antonio of Padua and Saint Antonio. She is married to Adiel and they have two children who are already married.

Zoraida buys and sells cheese. She also buys coffee which she later sells in the same town. She has been in this business for ten years and tells us that it is doing well since she makes a good income for her household. For this reason, she continues working. She has the support of her husband who works on the land.

Zoraida was motivated to work by her family. In order to make a little more income, she had to have a business activity which would enable her to help and continue supporting her children who studied to become teachers. With the help of God she has achieved this.

What Zoraida would most like is to use this loan so that she can continue working and getting ahead in life since it is through selling her cheese that she supports herself and makes income.

This group is called 'Las Perlas' and has three members. The other two members are María Elisa, who buys live chickens which she later sells dressed and Oscar Alberto who will invest his loan in buying merchandise to stock his grocery store.

Translated from Spanish:

La señora Zoraida, vive en un lugar donde la gente es muy alegre ya que en su localidad hay dos santos San Antonio de Padua, y san Antonio, ella es casada con el señor Adiel y con quien procreo dos hijos quienes ya están casados

Ella se dedica a la compra y elaboración de quesos, como también la compra de café para luego venderlo en el mismo municipio, en esta actividad lleva diez años y comenta que le va bien ya que con ello ha tenido un buen ingreso en su hogar y por ello lo sigue trabajando, a u así cuenta con el apoyo de su esposo quien trabajo en el campo.

Ella lo motivo su familia ya que para tener un poco mas de ingresos, tenía que tener una actividad en a que se pueda ayudar y seguir apoyando sus hijos que estudio para maestro y con la ayuda de dios lo ha logrado.

Lo que más desea es que con el préstamo pueda seguir trabajando para seguir adelante ya que con la venta de quesos es con lo que apoya para tener sus ingresos.

El grupo se llama las perlas y se integra de tres personas y estas son los que hacen falta: María Elisa quien se dedica a la compra de pollos de rancho para luego venderlo aliñado y Oscar Alberto quien invertirá el préstamo en la compra de mercancía para surtir su tienda de abarrotes.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 55
    View loans »
    Mexico Loans Fundraising
  • $22,254,550
    Funds lent in using Kiva
  • 11.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Perlas Group's $700 loan helped a member to buy cheese and coffee.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Aug 1, 2011
Currency Exchange Loss:
Jan 15, 2012