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Brima S.'s Group
In this Group: Brima S. , Abdul B. , Abdulai , Lawrance M. , Mohamed
Salone Microfinance Trust (SMT), a partner of in Makeni, northern Sierra Leone, is pleased to present to you this group of teachers from Kenema city, in eastern Sierra Leone. Teachers of this school have come to SMT, a partner of, for a loan of 6,300,000 SLL in order to improve their standards of living. Some of them will use this loan to buy house-building materials, some to buy pieces of furniture, others to pay school fees for their children and so on. At the end of each month, the school’s bursar is directly responsible for deducting their repayment amount and paying SMT.

This is the first loan that this school has applied for from SMT/Kiva lenders. Brima S. is the leader of this group of teachers. The 36-year-old Brima was born in Kailahun, in eastern Sierra Leone. Brima has been in the teaching profession for 11 years now. He is married and has two children. Brima has requested this loan in order to buy a piece of land for the future construction of a family house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,275.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Brima S.'s Group's $1,475 loan helped a member to buy a piece of land for the future construction of a family house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 11, 2011
Jul 21, 2011
Currency Exchange Loss:
Jun 20, 2012