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Las Perlas Group
In this Group: Victoria , Maria Ingrid, Janneth Marisol , Deisy , Maria Del Rosario, Maritza, Rodrigo, Andreina, Romulo Daniel, Aracely
The 'Las Perlas' community bank is entering its ninth loan cycle. The group has 10 members who all live in La Guardia neighborhood. They all have their own businesses and business activities.

The group's president is María. She is 28 years old and comes from Santa Cruz de la Sierra. She has lived in La Guardia neighborhood for 11 years. Her business is selling light refreshments, breakfasts and lunches from her home. She has been doing this for five years and her business is doing very well. María has a lot of customers and she will use her loan money to buy groceries and supplies for making her snacks as she would like to buy some things in bulk. María isn't married but she lives with Gustavo who sometimes helps her to sell her food. The couple have a young son.

María is a very hard-working person who is grateful to the institution for the support they have given her.
View original language description ↓
El Banco de emprendimiento Las Perlas entrando a su novena secuencia conformado por 10 integrantes que viven en la zona de la guardia, cuentan con negocio y actividad propios. La Presidenta es la Sra. María de edad de 28 años oriunda Santa Cruz de la Sierra vive en la zona de la Guardia hace 11 años. Su Actividad es la venta de refrigerio, desayunos y almuerzos en domicilio propio desde hace 5 años, le va muy bien en su actividad, la Sra. María ya tiene muchos clientes, con el dinero del crédito la Sra. comprara abarrotes e insumos para la elaboración de sus refrigerios, ya que desea comprar algunas cosas por cantidad, ella no esta casada pero convive con el sr. Gustavo quien a veces le ayuda con la venta de refrigerio y tienen 1 hijos pequeño, la Sra. María es una persona muy trabajadora agradecida con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 107
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Perlas Group's $3,750 loan helped a member to buy groceries and supplies for making snacks.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 18, 2011
Jul 21, 2011
Currency Exchange Loss:
Feb 15, 2012