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Sagynbubu is 54 and widowed. She lives with the family of her son and brings up two grandchildren.

In order to add to their income, Sagynbubu’s family is engaged in cattle breeding. They started this activity with initial capital of 5,000 Kyrgyzstan soms (KGS) and now they have a farm with three milk cows and two heifers. In the summer season, they pasture their cattle in the mountainous areas with different types of herbal forage.

Sagynbubu has applied for a loan of 50,000 KGS to purchase cattle, which will allow her to increase milk-product sales. Sagynbubu’s family is very tight-knit and makes every effort to make their dreams of a prosperous future come true.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 68
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 45.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Sagynbubu to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2011
Jul 21, 2011
Currency Exchange Loss:
Jul 15, 2012